If you’re a homeowner and think you may have hail damage, the first thing you should do is call a professional contractor for a free roof inspection. If the inspector thinks you may have damage, your next step would be to file an insurance claim with your homeowners insurance company.
What to do if you have hail damage on your roof?
But the first thing you should do if you think you have hail damage is call your insurance company. While a local roofing contractor can advise you about the process, they can’t do any actual work (repairs or a replacement) until your insurance adjuster approves the hail damage claim.
How do you prove roof damage?
When examining an asphalt-shingled roof, look for loose, broken or cracked shingles. Look for any bubbling or blistering in a shingle, as that indicates moisture has made its way to the interior of the shingle. A shingle with any damage should be replaced immediately to avoid leaks or further structural damage.
Should I replace roof after hail damage?
You might need to replace the entire roof if it leaks after a hail storm, as that could be a sign of extensive damage or age. Older roofs are often weaker and likely to become more damaged, meaning a replacement is a good call after hail damage.
What size hail can damage a roof?
What size hail causes roof damage? On average, it takes a 1″ or above diameter hail stone to cause damage to common asphalt shingles.
What do insurance adjusters look for on roofs?
An adjuster will look for signs of a leak, such as peeling under roof eaves, curling or buckling roofing, damaged or rusted flashing, and rot. You may also notice leaks on the interior ceiling presenting as dark spots that could be accompanied by peeling interior paint.
Should roofer meet with adjuster?
No need for concern, having an adjuster meet with you roofer is similar to having an advocate. … After all, roofing is a roofer’s expertise but an adjuster may not have much experience with a roof so it is helpful for the two to discuss the damage to ensure nothing is left unaccounted for.
Does homeowners insurance cover roof hail damage?
Hail damage is covered by standard home insurance in most states. … As per most homeowners’ insurance companies, you will have to file a claim within one year of the hail damage. Your homeowners’ insurance covers hail damage to your roof but does not cover damage to your car.
What does old hail damage look like on shingles?
Hail hits on shingles may show subtle spots of granule displacement, bruises in shingle surface, or holes. If you see any dark spots on uniform shingle surfaces or dimpled areas, you most likely have hail damage.
Can pea sized hail damage a roof?
Roof hail damage can happen after any hail storm, no matter what size of hail falls from the sky. Even pea-sized hail can cause hail damage on roofs. The most common roof hail damage from pea-sized hail is dents and dings, which can affect the value of the home and the integrity of the roof.